Your path to financial freedom starts today.

As a mortgage broker, I've witnessed firsthand the challenges Canadian homeowners face. Rising costs, economic uncertainty, and the pressure of balancing mortgage payments with retirement planning leave many feeling like they're running in place financially.

What's become increasingly clear is that traditional financial advice often falls short. Most Canadians are told to pay down their mortgage first, then start investing—a sequential approach that costs them decades of potential growth and tax advantages.

That's why I became a Smith Manoeuvre Certified Professional™.

This strategy offers a powerful alternative that allows homeowners to convert their mortgage into a wealth-building tool without finding extra room in their monthly budget.

What drives me is helping clients achieve financial outcomes they once thought impossible. By transforming how your largest expense works for you, we can create a path to both mortgage freedom and investment growth simultaneously.

Let's explore how this approach might work for your specific situation.

-Jen

Jennifer Rao, Mortgage Broker
Smith Manoeuvre Certified Professional™

The Smith Manoeuvre™

It's time to master your mortgage

Start here

Ready to see how The Smith Manoeuvre™ could transform your financial future?

Get immediate access to our free mini-course below!

In under 30 minutes, you'll discover a proven strategy that has helped thousands of Canadians become mortgage-free sooner while building significant investment wealth.

Come learn more at our next live webinar.

Has your interest been piqued? Come join us for our next completely free monthly webinar.

Held on the fourth Monday of each month, this session offers all Canadians the opportunity to learn The Smith Manoeuvre™ basics directly from a member of our leadership team.

No pressure, just practical information to help you decide if this strategy is right for you.

Take the first steps today

Your Smith Manoeuvre Certified Professional™

Jennifer Rao

With over 20 years of experience in the mortgage and financial services industry, I specialize in helping Canadian homeowners turn their mortgage debt into long-term wealth.

As a certified Smith Manoeuvre™ Professional, I guide my clients through advanced strategies that convert traditional, non-deductible mortgage payments into powerful, tax-efficient investment opportunities—without increasing their monthly expenses.

My passion lies in showing families and real estate investors how to make their money work harder, eliminate “bad debt” faster, and build a stronger financial future—on their terms. Whether you're just getting started or looking to optimize your current plan, I’m here to provide clarity, structure, and ongoing support every step of the way.

When I’m not working with clients, I’m a proud mom of two and an active member of my local community and sports organizations. I bring that same energy, dedication, and long-term thinking into every strategy I build.

Let’s work together to make your mortgage the starting point—not the finish line—of your financial success.